Off-Road Vehicle

Looking to Lower Your ATV/UTV Insurance Premium? Consider an Off-Road Safety Course

Find out how taking an ATV or UTV safety course can lower your insurance premium. Learn how certification works and where to start.

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Adventuring Off-Road-Vehicle

Off-Road Vehicle Insurance Coverage Options

Learn about insurance coverage options for ATVs, UTVs, dirt bikes, snowmobiles, and other off-road vehicles.

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Adventuring Off-Road-Vehicle

How ATV & UTV Modifications Affect Insurance

Learn how ATV and UTV modifications like lift kits, engine upgrades, or roll cages can affect your insurance coverage and premiums.

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Adventuring Off-Road-Vehicle

How to approach golf cart accessories and modifications with your insurance provider

Protect your golf cart accessories and customizations with the right insurance. Learn why documenting modifications is essential for proper coverage.

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Adventuring Off-Road-Vehicle

What are off road vehicles?

Off road vehicles, or ORVs, are typically designed to be ridden outside of urban roadways.

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Two ATV's parked in a garage with tools and equipment

Adventuring Off-Road-Vehicle

ATV Trail Riding Survival Kit

ATVs and other off-road vehicles are adaptable to many situations. With that being said, you can't always predict what will happen on off road adventures.

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Adventuring Off-Road-Vehicle

ATV Maintenance Checklist

If you have an ATV, UTV, or any other off-road vehicle (ORV), regular maintenance is a must. Poor ATV maintenance habits can cause your ride quality to diminish quickly.

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An off-roader enjoying the beautiful outdoors

Adventuring Off-Road-Vehicle

UTV safety before you ride

Off-road vehicles are a thrill, but they can be dangerous if you don't know how to properly ride them.

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An ATV rider riding a mountain trail in the sunshine

Adventuring Off-Road-Vehicle

Questions to Ask Your Agent About ATV Insurance

What do outdoor adventures look like for you? Whether it's an ATV, UTV, dirt bike, dune buggy, golf cart or other off-road vehicle (ORV), you'll want to make sure you have the right type of insurance coverage to protect your toys. It's important to ask your independent insurance agent the right questions about what type of coverage you're seeking and customize it to fit your lifestyle.

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Red golf cart on a grassy, hilly fairway with only the driver and his club.

Adventuring Off-Road-Vehicle

Golf Cart Safety - 15 Tips to Avoid Injury

Here are some Golf Cart safety tips to read up on before you hit the gas and make the same mistake I did.

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An ATV rider navigating over sandy dunes

Adventuring Off-Road-Vehicle

Off-road adventures: Staying safe on your ATV

There have been times in my life when I've felt severely unprepared. I remember starting drivers training and getting behind the wheel for the first time with my instructor, nervously thinking to myself, We've only talked about driving in the classroom — I don't think I'm ready to be on the roads!

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An ATV rider traversing an uneven dirt road

Adventuring Off-Road-Vehicle

Get dirty! ATV-accelerating, terrifying, very scary? Not anymore for first-timer

ATV… Amazing ride, Totally extreme, Very dirty. Those letters describe many people's experience while riding their favorite all-terrain vehicle (ATV). Until recently for me those letters stood for; Accelerating (too fast), Terrifying, Very scary.

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